Max Bupa Health Insurance Company Ltd., also popularly known as Max Bupa is a collaboration between the company Max India Limited and Bupa, which is a the UK based healthcare services pioneer. The merger has Bupa boasting of an experience of over 6 decades in the competitive industry and has over 11 million customers from over 190 countries and on the other hand, Max India Group that is considered a leader in the Indian health and insurance segment including hospitals, life insurance and any health related clinical research.
Comparing Max Bupa Health Insurance Plans:
Max Bupa Health Insurance Plans for Individuals, Nuclear Families and joint families. They are classified as follows:
1. Heartbeat at Max Bupa
The aptly named Heartbeat plan is an easy plan to understand, to buy, and it provides comprehensive health coverage for you and your family, up to a solid Rs.1 Crore.
a. The Heartbeat Health Insurance Plan can be applied to the traditional Indian joint family wherein up to 14 relationships are covered, where there is an individual sum insured for each member of the group. You could also go for a floater sum insured that can be used for any/all of the insured family members.
b. It gives Comprehensive Cover to help stay protected 24x7 with a health coverage ranging from Rs. 2 Lakhs to 2 Crores, that is, 1 Crore when insured for the extended family.
c. The scope of exclusions per this policy is very limited.
d. There are no age limitations and can cover your family members of any age.
e. It covers Cashless Treatment in a wide network of 3500+ hospitals wherein cashless hospitalization can be availed along with complimentary Health Check Up upon renewal of insurance policy.
f. It also brings in Insurance Cover for Maternity & New Born Child providing you maternity benefits for up to 2 deliveries. In this case, the baby is automatically covered from the date of birth up to sum insured till the next renewal of the plan. Health Relationship Loyalty Program- Irrespective of claims raised, we offer you two reward programs to choose from- A) Earn & Redeem, B) Increase Sum Assured.
g. There is also a Discount on Policy, that is, when you purchase a policy for two years, a discount of about 12.5% is applicable on the second year premium.
h. There is also the option of Tax Savings under Section 80D of the Income Tax Act.
This is another great plan under Max Bupa. This has the following pointers:
a. Direct and Simple Claim Settlement
A simple system of claims settlement that allows one to talk directly to the company and not some third party which in turn helps in saving time and money.
b. Cashless Treatment
You can avail cashless treatment at a wide network of A-quality hospitals across India.
c. Assured Policy Renewal for Life
Under this plan you have the privilege of guaranteed policy renewal for life, at no extra cost or loading based on your claims history.
d. Under this plan you have All Day Care Procedures covered, rather than a select few.
e. Picking this plan gets you Tax Savings under Section 80D of the Income Tax Act
f. 24x7 Access to your Policy
g. This is a unique fixed benefit plan that helps you financially in the vent of sudden eventualities like accidents, illness and other instances
Max Bupa Health Insurance is an insurance that brings its patrons a wide scale of health insurance plans that help protect an individual as well his immediate and/or extended family from the uncertainties and health-related emergencies that commonly affect the unprepared.
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