Star Health and Allied Insurance Co Ltd is an Indian company, which offers some amazing solution related to insurance plans in the insurance market. It was claimed to be the first Insurance Company to design and launch a special insurance plans for people who are suffering from Cardiac ailments, Cardiac problems in the years 2013. This plans offers protection to the persons who had undergone Heart Surgeries.
Benefits under Star Health and Allied Insurance Co. Ltd.
1. Buy Regular Plans
Star Health Insurance Plans in India are cost effective, but only when you choose to buy coverage that are essential for you. If you choose to include multiple coverage and benefits under a single health insurance plan the premium automatically get increased.
Some important coverage that are mandatory under a plan are routine medical expenses like Doctor’s Consultation fees, Medicine expenses, Dentists fees and coverage for such expenses are therefore mandatory for everyone. Along with a huge hospitalization bill these small expenses can also eat way more than a couple of months’ salary or savings.
2. Don’t Compare Premiums
When you are comparing health insurance plans in India, never consider comparing premiums as a primary step. Health Insurance is really important during medical emergency; you can easily compare and buy online within few minutes. Always compare the offerings of the policy first before comparing its premium rates. Because this offers a secure and the best medical facilities at top medical service providers with financial back-up.
3. Look for Maximum Renewal Age
This is one of the most important things you should consider while buying a health insurance plan from the market. Check the Maximum Renewal age under the policy, which will help you to get discount on your health insurance plan.
4. Look for Limits & Co-pay
Analyse your treatment wise limits and then select your health insurance plan from the market. When you choose treatment wise limits under your health insurance plan you are eligible for the amount you can claim for a particular surgery under your health insurance policy
5. Daily Cash Allowance under Health Products
There are many health insurance plan that are sold in the market for example Aegon Religare Life, Tata AIG General, but there are some extra comprehensive coverage offered under a Star health insurance plan like daily cash benefit during the hospitalization . when you are hospitalised for any surgeries it require an average of 6-10 days, so the health insurance plan by Star Insurance Company offers daily cash allowance as per the sum insured selected under a plan.
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The aforementioned 5 things are really important to consider before buying any health insurance plan in India. For further assistance you can contact the customer care of Star Insurance Company or you can contact an insurance agent.