Apollo Munich follows a unique set of ideas in formulating the products based on the people’s health insurance needs. This is the reason why it has come up with the world class insurance instruments. It has embarked upon its journey to make the health treatment easy and affordable for most of the citizens of India.
The insurance provider has launched a new product which is unique in its offerings. Apollo Munich Optima Restore offer insurance benefits like never before. It is designed to offer amazing benefits that would encourage the Indian citizens to purchase this plan. Here are the details of this plan.
Apollo Munich Optima Restore is a medical insurance plan which is formulated to offer various benefits to the insurance buyers. It is designed to provide genuine care to its buyer after they have purchased this insurance plan. The various major elements of this plan are quick claim settlement, cashless medical care, along with the lifetime renewal. This plan offers the freedom to the policyholders to seek medical treatment without thinking about the medical expenses. If an insured person exhausts the full cover during a policy year, the feature of restoring the entire cover is offered at no extra charges. Along with that, multiplier benefit provides a cumulative bonus of 50 percent when you don’t file a claim. It multiplies the sum assured by 2 when an insured person doesn’t file any claim for 2 consecutive years.
The Restore Advantage
The restore advantage of this insurance plan restores the basic sum assured when an insured person exhausts the full sum assured within policy duration. Insurance buyers who fall ill on a frequent basis can avail this benefit, in case he/she uses the full sum assured to undergo any treatment. He/she is eligible for using the same sum assured and use it for any health treatment when he/she falls ill again for a different ailment. The best thing is that an insured person isn’t supposed to make any payment for this cover. It helps a great deal to the individuals who fall ill/need health treatment for the second time in a year. This is a standout feature which isn’t offered by any medical insurance plan in India.
As mentioned above, a benefit of the multiplier is an unbelievable feature which enhances the sum assured by 50 percent for a claim-less year. As a result, the sum assured gets doubled, when a claim isn’t made for 2 consecutive years. You can enjoy double sum insured coverage by paying the same premium amount.
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Apart from that, there are various benefits which make this policy an attractive insurance plan. Offering comprehensive insurance coverage to an insured person is just one of them.
An insured person enjoys the exclusive facility of lifelong renewal that lets him/her relish the cover benefits for extended time period.
Apollo Munich’s insurance instruments come with an exceptional customer care and it takes pride in being one of the top fastest claims settling insurance provider in our country.