Star Health and Allied Insurance offers a wide number of the various health policies that protects the insured persons’ financial goals when he/she faces medical emergency. The star group acknowledges the relationship between the economic inflation and the rise in the medical costs. In coordination with that, it formulates insurance plans and offers sufficient coverage and cost effective medical treatment to its customers.
Before zeroing down the health insurance policies, compare Star health insurance review with health insurance reviews of the other companies. Star Health Insurance takes care of all your insurance needs.
Every plan meets a variety of medical costs in its own unique ways which offers convenient, hassle free, and direct settlement of claims. There is no role of any third-party and they offer cashless facility and absolutely free medical advice on phone, anytime. This is why the insurer is the most preferred insurance provider.
The group has been ranked next to India’s leading health insurance providers. It has bagged eminent awards which are mentioned below.
1. Most Promising Health Insurance Company in 2014.
2. Claims Service Company of the Year in 2014.
3. Rated as the Best Claim Settlement Process Company in 2015.
4. Health Insurance Company of the Year in 2015.
What are the Key Features of Star Health Insurance Policies?
Out of the plethora of key features, the below mentioned are the four key features of Star Health Insurance Policies.
1. Operating Across the Nation
After operating for more than a decade in India, Star Health Insurance has gained the reputation of being the most trusted health insurance provider.
2. Customer Oriented Services
SHI offers customer oriented services and top-notch facilities at the best rates. It has set a bench mark in the health insurance sector of India.
3. Comprehensive Layer of Protection
Star Health Insurance offers various mediclaim policies to individuals as well as families which provide the comprehensive layer of protection against a variety of medical emergencies that includes emergency surgery expenses too.
4. One Stop Solution for all your Medical Needs
There are so many insurers out there that offer plenty of mediclaim plans but Star Health Insurance offers various health insurance plans with so many benefits for its clients from all walks of life.
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What are the Benefits of Star Health Insurance Policies?
Star Health Insurance offers myriad benefits that are icing on the cake.
1. In-House Settlement
SHI Company provides in-house settlement directly and it does not rely on any third party for the claim settlement(s).
2. Hassle-free Settlements
The insurance provider is well-known for super fast, hassle-free and convenient mediclaim settlements.
3. Immediate Cashless Hospitalization
It offers immediate cashless hospitalization to its policyholders. It offers the facility of reimbursement in 7000 plus network hospitals all over the nation.
4. Wide Presence
With more than 6000 branch offices, the company has registered its wide presence all over India.
5. Individualized Doctor Visit
The insurer offers individualized doctor visit when its clients are getting hospitalized.
Insurance is a protective tool. This is the fundamental meaning of what is an insurance terminology stands for. There are many types of insurance and the most common is the life insurance. We all can at least afford to have a life insurance. Having a life insurance is not enough. You must have a legitimate health insurance policy. As the old saying goes, “Health is wealth”.
What facilities come under the health insurance or mediclaim policies?
Health insurance or popularly known as Mediclaim Health Insurance policy helps a policyholder to avail coverage on emergency hospitalization and treatment of any diseases. The hospital bills can be very high in case of a serious illness. Health insurance or Mediclaim policies help in covering up the costly expenses like:
The health insurance plan requires you to pay a small premium every year and in case of a big hospitalization emergency in the near future, your hard earned finances are secured. You can either buy a health insurance plan for yourself or purchase one for the entire family.
How to avail the best mediclaim policy?
With India’s high mortality rate, you must ensure that the health insurance plan you are going for will provide you a number of benefits in the long span. So, you need to look for the following factors to buy the best mediclaim policy in India:
• Sub-limits and co-payments are the things that help you lower your premium rate. However, you need to look closely in these factors before buying the insurance policy as lower premium does not guarantee you the best health cover.
• Claim settlement record of the company that you are going for should be good. In case of future disputes, the company should not harass you.
The key to buy best Mediclaim policy in India is to look for a comprehensive plan. Don’t blindly go for the company that gives you the lowest premium rates as it may not cover all the benefits that you need from your health insurance plan.
The network hospitals that come under the insurance companies are different and you need to look for the company having network hospitals that are much closest to you. Thus you will not have to run around with documents when you are ill and stressed.
Key benefits of having Oriental Insurance Individual Mediclaim Health Insurance policy
It is also known for offering various health insurance covers, which have various key benefits.
Individual Mediclaim Policy
This Oriental insurance mediclaim have the following benefits:
So invest your time and energy in Oriental Insurance Individual Mediclaim Health Insurance policy and see the difference.
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