Best health insurance lets you save money that you pay during the hospitalisation and medical treatments. It is not certain that you will stay fit and fine throughout your life. There might arise such situations that would create emergence and you do not get time to think at the last moment. Moreover, the accelerating medical cost and hospitalisation are touching the sky and would also go beyond the present level within few years. It would be beneficial to all of us to secure our health and take any move freely.
Insurance Companies are offering its health insurance plans at affordable prices then why be late to grab the opportunity to secure our life. Not each of us follow the same lifestyle or have the same standard of living. This is why it becomes important to find the suitable health insurance policy at reasonable rates. Max Bupa health insurance company is probably providing insurance products at such prices to attract wider participants. Not only attractive offers but also easy access to purchase and renewal of respective policy online without any complex step.
Medical examination for Max Bupa health insurance
Under Max Bupa health insurance plans you need to go under medical examination so that the insurer gets to know what are the health conditions you are going through. Also, your family health check up would be done to ensure the same. This procedure is followed only during purchase of medical policy and not on renewal. Once you undergo medical check up and pass the test you can easily get health covers.
The Heartbeat Plan under Max Bupa
Heartbeat policy has been designed to simplify the policy terms and conditions. You get health coverage which ranges from Rs. two lakhs to two Crores. Most importantly, under Max Bupa there is no age bar and covers family members belonging to any age. There are more than three thousand hospital networks with Max Bupa and you get cashless facilities across the nation. There are options to accelerate or extend your plan if the insured thinks that the policy coverage is not enough to suit the family needs.
The Health Companion plan
Under health companion plan of Max Bupa the insured can directly approach to the company and there is no interference of any third party in between. This not only saves time but also lets you come forward and discuss the matter directly. You get coverage plan of rupees two lakhs to rupees two crore with minimum exclusion list when compared to other similar health insurance companies. Moreover, you get cashless facility under this plan too and the coverage extends to day care treatment and ambulance service.
Before planning to purchase health insurance the proposer must be aware of the suitable needs of the family and their health conditions so that it is not too late to get insured. Max Bupa is a standalone company to provide such benefits to its customers to best suit their needs.
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Star Health and Allied Insurance Co Ltd is an Indian company, which offers some amazing solution related to insurance plans in the insurance market. It was claimed to be the first Insurance Company to design and launch a special insurance plans for people who are suffering from Cardiac ailments, Cardiac problems in the years 2013. This plans offers protection to the persons who had undergone Heart Surgeries.
Benefits under Star Health and Allied Insurance Co. Ltd.
1. Buy Regular Plans
Star Health Insurance Plans in India are cost effective, but only when you choose to buy coverage that are essential for you. If you choose to include multiple coverage and benefits under a single health insurance plan the premium automatically get increased.
Some important coverage that are mandatory under a plan are routine medical expenses like Doctor’s Consultation fees, Medicine expenses, Dentists fees and coverage for such expenses are therefore mandatory for everyone. Along with a huge hospitalization bill these small expenses can also eat way more than a couple of months’ salary or savings.
2. Don’t Compare Premiums
When you are comparing health insurance plans in India, never consider comparing premiums as a primary step. Health Insurance is really important during medical emergency; you can easily compare and buy online within few minutes. Always compare the offerings of the policy first before comparing its premium rates. Because this offers a secure and the best medical facilities at top medical service providers with financial back-up.
3. Look for Maximum Renewal Age
This is one of the most important things you should consider while buying a health insurance plan from the market. Check the Maximum Renewal age under the policy, which will help you to get discount on your health insurance plan.
4. Look for Limits & Co-pay
Analyse your treatment wise limits and then select your health insurance plan from the market. When you choose treatment wise limits under your health insurance plan you are eligible for the amount you can claim for a particular surgery under your health insurance policy
5. Daily Cash Allowance under Health Products
There are many health insurance plan that are sold in the market for example Aegon Religare Life, Tata AIG General, but there are some extra comprehensive coverage offered under a Star health insurance plan like daily cash benefit during the hospitalization . when you are hospitalised for any surgeries it require an average of 6-10 days, so the health insurance plan by Star Insurance Company offers daily cash allowance as per the sum insured selected under a plan.
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The aforementioned 5 things are really important to consider before buying any health insurance plan in India. For further assistance you can contact the customer care of Star Insurance Company or you can contact an insurance agent.