Oriental Insurance has walked a long way and it has been a successful story. With a premium of Rs. 99, 946 in the year 1950 to a total of Rs. 7561 crore in the year 2014, the company has grown exponentially. Apart from India, the company offers overseas services to Kuwait, Nepal and Dubai. The best part is the different insurance policies offered by Oriental Insurance Mediclaim can be renewed online.
If you are looking for cashless mediclaim policy, then this is the right place for you. The features of individual mediclaim policy as offered by Oriental Insurance Mediclaim include:
1.Individual Mediclaim Policy
Pre and post charges of hospital- This includes a period of 60 after and 30 days before hospitalization
Hospitalization expenditure- If a person is hospitalized for more than 24 years due to accident, surgery, sickness.
Day Car expenses- For all the listed day care processes that do not require hospitalization for 24 hours.
Dental Treatment- This is actually necessitated due to accident
Ambulance charges- 1 percent of the sum assured is up to max of Rs. 2000
2.Overseas Medical Claim
This policy is particularly designed by Oriental Insurance Mediclaim to protect the financial interests and health of people who are traveling abroad for fun, job, business, etc. The features are:
This Oriental Insurance Mediclaim covers the different expenses for treatment of injury or disease that is sustained during travelling to foreign countries.
Under this plan, the insured can enjoy a range of benefits that include coverage for dental expenses, coverage for expenses incurred due to medical evaluation, covers for expenses that are incurred on the transport to India, in case the person dies abroad. Even for personal accident cases, the insured is eligible to get the total sum insured under personal accident. However, it should be kept in mind that the accident should be the cause of death, permanent total disablement and irrecoverable loss while travelling under the Oriental Insurance Mediclaim policy.
Any group or institution that has more than 50 members can make this claim. Under this policy, the insured is eligible to enjoy a group discount. What are the key features?
What are the benefits?
This Oriental Insurance Mediclaim policy offers coverage for hospitalization expenses which include room rent and nursing charges, ICU charges, Ambulance charges, doctor fee, ambulance charges etc.
4.Health Privileged Elders
Under this policy, it offers cashless services of up to Rs. 1 lakh. You can avail discount of 5% on premium, health check-up for four consecutive claim-free years, room charges, ICU charges and so on.
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