Oriental Insurance has walked a long way and it has been a successful story. With a premium of Rs. 99, 946 in the year 1950 to a total of Rs. 7561 crore in the year 2014, the company has grown exponentially. Apart from India, the company offers overseas services to Kuwait, Nepal and Dubai. The best part is the different insurance policies offered by Oriental Insurance Mediclaim can be renewed online.
If you are looking for cashless mediclaim policy, then this is the right place for you. The features of individual mediclaim policy as offered by Oriental Insurance Mediclaim include:
1.Individual Mediclaim Policy
Pre and post charges of hospital- This includes a period of 60 after and 30 days before hospitalization
Hospitalization expenditure- If a person is hospitalized for more than 24 years due to accident, surgery, sickness.
Day Car expenses- For all the listed day care processes that do not require hospitalization for 24 hours.
Dental Treatment- This is actually necessitated due to accident
Ambulance charges- 1 percent of the sum assured is up to max of Rs. 2000
2.Overseas Medical Claim
This policy is particularly designed by Oriental Insurance Mediclaim to protect the financial interests and health of people who are traveling abroad for fun, job, business, etc. The features are:
This Oriental Insurance Mediclaim covers the different expenses for treatment of injury or disease that is sustained during travelling to foreign countries.
Under this plan, the insured can enjoy a range of benefits that include coverage for dental expenses, coverage for expenses incurred due to medical evaluation, covers for expenses that are incurred on the transport to India, in case the person dies abroad. Even for personal accident cases, the insured is eligible to get the total sum insured under personal accident. However, it should be kept in mind that the accident should be the cause of death, permanent total disablement and irrecoverable loss while travelling under the Oriental Insurance Mediclaim policy.
Any group or institution that has more than 50 members can make this claim. Under this policy, the insured is eligible to enjoy a group discount. What are the key features?
What are the benefits?
This Oriental Insurance Mediclaim policy offers coverage for hospitalization expenses which include room rent and nursing charges, ICU charges, Ambulance charges, doctor fee, ambulance charges etc.
4.Health Privileged Elders
Under this policy, it offers cashless services of up to Rs. 1 lakh. You can avail discount of 5% on premium, health check-up for four consecutive claim-free years, room charges, ICU charges and so on.
You May Read : Oriental Insurance Mediclaim Plans – Get assured with the best one
The Max Bupa Health Insurance Company Limited also known as the Max Bupa is a company dedicated to provide health Insurance solutions to its customers. The company is a joint venture between the Max India Limited and Bupa, which is a UK based Health care services expert. The company is a perfect choice for health insurance solutions since they are a good combination of expertise at both the health and insurance services.
Importance of Health Insurance Policies
The health insurance policies are a must have due to the mounting medical costs and increasing frequency of medical ailments among the people due to a sedentary lifestyle. With the support of a Mediclaim Policy by one’s side, an individual can at least be assured of taking care of the finances part at such an emotional hour of need.
List of policies offered by Max Bupa Health Insurance
Following is a comprehensive list of products that are offered by the Max Bupa Health Insurance. The company also offers online plans for the convenience of its customers.
1. Max Bupa Health Companion Individual
This Plan from Max Bupa Health insurance is to cover medical expenses of the insured family members when they are hospitalized for treatment.
2. Max Bupa Health companion Family First
A specially designed plan for the joint families in India, this one from Bupa Health insurance provides a cover to up to 19 relationships.
3. Max Bupa Health Companion Family Floater Plan
This plan from Bupa Health insurance is designed for the nuclear families that includes the man, wife and up to four children.
4. Max Bupa Heartbeat Insurance Plan for Individual
An easy and comprehensive Mediclaim plan from Max Bupa Health Insurance that provides a complete cover for all the medical expenses involved. It also has a unique feature of cashless coverage internationally.
You may like to read : Most Affordable and Reliable Health insurance providers in India
5. Max Bupa Heartbeat-Family First Insurance Plan
Another plan designed for the joint families. But this one covers up to 14 relationships where the floater sum insured can be used by any of the family members.
6. Max Bupa Heartbeat-Family Floater Insurance Plan
This one from Max Bupa Health Insurance is a Mediclaim Plan that covers the members of an Indian joint family. It covers the medical expenses when the members of the family are hospitalized for treatments. It also includes maternity benefits for a maximum of two deliveries.
7. Max Bupa Critical Illness-Health Assurance Insurance Plan
Under this plan, the critical illnesses are covered. A lump sum amount is given to the person insured to make sure a proper diagnosis is made. If the person insured is diagnosed with any of the critical illness covered under the plan, a lump sum amount is paid to him if he survives for 30 days after the diagnosis.
8. Max Bupa Personal Accident-Health Assurance Insurance plan
This beneficial plan from Max Bupa Health Insurance not only covers accidental deaths but also other losses like permanent total disability, permanent partial disability and child education.
9. Max Bupa Hospital Cash-Health Assurance Insurance Plan
With a benefit of coverage around the world, this policy basically covers hospital bills and other expenses like nursing expenses, transportation costs and attendant lodging etc.
Max Bupa Premium Calculator
Max Bupa premium calculator is a new application from Max Bupa that helps people to learn about the basics of premium calculation. The app also mentions the features and benefits of some of its main health insurance plans. It also enables one to calculate the BMI (Body mass index). Max Bupa Premium Calculator is a very user friendly application that can be easily downloaded and used.
Getting a health insurance plan is like picking up the cherries in a cherry garden, it is that simple and convenient. But to have hands on the most suitable and affordable plan is what asks for a detailed research and comparison through the various modes available both online and offline. For getting access to cheap health insurance plans, you need to strategize your approach, and this calls for inclusion of a set pattern, while you work to choose the services of the best insurance company.
Steps to follow!
To get a cheap and affordable health insurance plan, you need to follow certain steps that would contribute towards bringing a better opportunity in hand. Let’s take a look at some of the steps to follow;
And rating some of the excellent choices, to bring to your knowledge, oriental insurance mediclaim is one such option which proves to be more affordable while you get maximum benefits out of the same.
This insurance policy brings to you the various benefits which include the following;
For individuals below the age of 45, benefits without pre acceptance is allowed, and the company also provides 10 % family discount.
Apollo health insurance is basically a joint venture between the Apollo hospital and the Munich health. Operating since 2007, this insurance company has a lot of benefits to offer. While the insurance plans are cheap and affordable, they do not compromise on the benefits through which the beneficiary could get better returns.
This is how you could choose the most affordable and cheap insurance plans and get higher returns while you pay low premium amount. Make sure to compare the deals before you hit on one.
Oriental Insurance Mediclaim
The company was established in New Delhi and provides services all over India. It operates more than 30 regional offices and more than 1,800 operating offices. It is successfully serving a rural and urban customers base across India. Oriental insurance understands the rising cost of medical care in India. There are several types of unfortunate, unpredictable events that can lead to a medical emergency, for example, sudden illness, accident or critical illness. High medical treatment costs can cause great strain on a person’s financial status. Oriental Insurance Mediclaim policy helps the policyholder to live a safe and secure life. It provides different kind of health insurance product that provides different types of benefits and coverage. Oriental Insurance Meidclaim policies are very affordable, let us see the types of different policies provided under Oriental Insurance Mediclaim:
Star Health Insurance
Star Health and Allied Insurance is a joint venture between UAE-based Oman Insurance Company and well known Indian organization. It is one of the biggest health insurance providers in Indian insurance market. The insurance company provides services across the country. It caters a wide range of customers. There are more than 6,000 hospitals network which helps the policyholder to get the best medical treatment around the globe. The company is known for its easy and quick claim settlement procedure. It provides various plans and also allows the customers to customize the plan according to their need. It insures to meet the different need of different customers. Let us check the various Star Health Insurance plan below:
Buying insurance policy is a tough task but it can be made easy when you check it online. This is one of the best ways to buy perfect insurance. Do not forget to compare and buy health insurance policy online. It provides you the clear picture of benefits and coverage provided under the health insurance policy. Online portals of insurance company also allow you to calculate the premium rates. You can easily find the premium calculator on the website of the insurance company where you can get the premium quotation of a different policy. Read below the way to compare and buy insurance plan effectively:
Health insurance policies are one of the best insurance products that are very popular amongst the customers. Medical care costs are very expensive these days. The simple medical test takes a huge amount of money in a single day. So it is very important to be covered under health insurance policies that provide assistance when you meet and medical emergency. There are different health insurance policy that provides multiple types of coverage and benefits. Make sure you read the details of the policy carefully before buying the health insurance product. Some common benefits and coverage provided under health plans are cashless hospitalizations, the expense of medical test, medications, and doctor’s consultation fees are covered under comprehensive health insurance plan. Oriental Insurance Mediclaim and Cigna TKK Health Insurance are one of the best insurance providers in Indian insurance market. Let us see the benefits and coverage of the policy one by one:
Oriental Insurance Mediclaim
The Oriental Insurance Company was started in the year 1947. The company includes 30 regional offices with its headquarter in Bombay. This is one of the best private insurance companies in the Indian market. Oriental Insurance Company offers Mediclaim plan that provides medical assistance to the policyholder, spouse, and dependent children when they meet any unforeseen situation like a medical emergency. Its online presence provides lots of benefits to its customers as they can buy a new policy and renew the existing policy within a matter few minutes. There are multiple benefits and coverage provided by Oriental Insurance Mediclaim, read in detail below:
Benefits of Oriental Insurance Mediclaim
Cigna TKK Health Insurance
Cigna TKK Health Insurance policy provides financial assistance for expenses incurred due to hospitalization. It covers the expenses, for example, room accommodation charges, treatment costs, and medications expenses. Apart from the hospitalization expenses the policy also covers the before and after hospitalization expenses. It provides several health insurance plans that cover the policyholder against a different type of medical emergency, for example, The Protect Plan by Cigna TKK Health Insurance provides coverage of up to Rs. 10 lakhs for the policyholder and his families both. This plan provides a comprehensive coverage for overall medical treatment expenses. It also covers Day Care procedures expenses and domiciliary treatment expenses, for example, Ayurvedic, Unani treatment.
Benefits under Cigna TKK Health Insurance
Oriental insurance Medicliam policy is a health insurance policy that is designed to cover the family of the policyholder. It mainly covers the spouse, children, and dependent parents. There are several kinds of situation where we need medical assistance in our life. Medical treatments are very expensive and can be avoided if you are covered under certain kind of health insurance plan. Oriental insurance Medicliam policy provides coverage to the policyholder, spouse, and children. It covers the medical expense in case any of the family members meets any kind of medical emergency. Let us see some of the benefits and coverage provide under Oriental Insurance Mediclaim policy:
Oriental Insurance Mediclaim
The Oriental Insurance Company was established in the year 1947 in Bombay. Head office of Oriental insurance is located in New Delhi. The company includes 30 Regional Offices and operating in more than 1800 offices in the country. It functions as an entirely independent company. Oriental Insurance Mediclaim plan provides medical assistance to the policyholder, spouse, and dependent children. Oriental Insurance is also present online where you can buy a new policy and renew the existing one. There are multiple benefits and coverage provided under the policy, read in detail below:
• Hospitalization expenses for a minimum stay of 24 hours are covered under Oriental Insurance Mediclaim plan.
• It also bears the cost incurred due to room rent, nursing facility up to Rs.5,000 every day of hospital stay.
• ICU expenses are covered under up to Rs.10,000 under this policy.
• Medical treatment includes different types of Expenses for example Surgeon, Doctor, Consultant, Specialist Charges, Blood, Oxygen and Diagnostic equipment, Medication, Drugs, X-Ray and other treatments expenses are covered under the Oriental Insurance Mediclaim.
• The policy also covers the ambulance charges up to Rs.2,000
• Organ donor hospitalization expenses are covered by the health insurance policy.
• The policy covers the patience against day care procedures expenses for over 25 days.
• Domiciliary Hospitalization treatment expenses for a period of 3 days that is provided at home are covered under the policy.
• Pre and post hospitalization expenses are covered under Oriental Insurance Mediclaim.
• Pre-existing diseases after completion of 4 years of waiting period is covered under the health insurance policy by Oriental Insurance.
Renewal Procedure for Oriental Insurance Mediclaim Policy Online
Oriental Insurance Mediclaim renewal procedure is very easy and quick. It allows the customers to renew the policy within few minutes. The best benefits of renewing the policy online are it save the time and money of the policyholder. It is very simple to renew you existing policy online. Follow the few simple steps given below to renew the policy online:
• Logon to the website.
• Enter your Id and password.
• Click the renewal tab and enter the details of your existing policy.
• Fill the claim form and submit it, make sure you fill the form carefully.
• Pay the renewal amount online using net banking, debit card or credit card.
• Save the policy renewal receipt.
There are many health insurance policies (learn more) offered under Oriental Insurance. It provides a different kind of coverage under a different policy. Health insurance plan provided financial assistance at the time of medical emergency. It covers all the expenses incurred due to medical treatment. You can easily buy Oriental Mediclaim Policy online and renew the existing policy. The online portal of Oriental insurance provides an option to compare different policy which helps the customers to find the best policy. There are different benefits under the different policy you can easily compare the policy on the basis of coverage and premium rates.