Health is wealth. There are no two ways about it. The cost of medical attention is high. This can be a substantial fiscal burden especially when there is a medical emergency. The only remedy is to be prepared! A Medical Insurance is the best solution to this end.
A Health Insurance policy entitles you to receive cashless medication in one of the numerous network hospitals of the Insurer, even if you are abroad. If you are receiving treatment in a hospital not covered by the Insurer's network, then you can make a claim on the medical bills as per the terms and conditions of the Insurance policy after treatment.
About the Company
Star Health Insurance is one of the popular Health and Medical Health Insurance providers. Initiated in 2006, the Company has settled 3,78,710 claims amounting to Rs.1378.13 crores in the 2016-17 year alone! The Company has set up 290 branches to serve its clients across India.
Reasons to buy Star Medical Insurance
There are many reasons to buy Star Health Insurance and Star Medical Insurance. The Policies offered to include Health Insurance, Personal Accident Insurance and Overseas Mediclaim Insurance. The company is in agreement with more than 8200 network hospitals across India for Cashless Claim settlement. More than 85% of cashless Medical Insurance claims are settled within 2 hours by the Company. You can make use the Star Health Insurance Claim form available online and register your request from any part of the world!
Achievements of the Company
Here is a list of firsts, award and accomplishments of Star Health Insurance
1. This was the first Insurance Company concentrating on Health Insurance alone.
2. Pioneer of Insurance coverage for Cardiac patients
3. Received the W.H.O award of recognition in 2017
4. Won the award for Best Health Insurance Provider from Business Today, Money Today in 2016-17
5. Earned the honor of Best Claim Insurance Settler from Hindusthan MaRS Survey
This Insurance provider is known to settle claims hassles-free, without the intervention of TPA. The policies are flexible and affordable by all strata of the society.
Star Health has an Internet presence
Star Health Insurance Customer care is online, and you can chat with an expert at any time of the day.
Take to the Internet for Star Health Insurance Online payments of Premium. However, first, create an account for yourself on the website and login. You can also to get information regarding policies, FAQs, register Grievances, know claim status or compare which plan works for your requirements.
Health Insurance Policies, Benefits and other details on the offer
Why are Star Health Insurance policies that have made them so popular? It is not only because its claims are processed faster. It is also because the policy coverage of Star Health is well-planned and covers different and unique Health Insurance requirements! Various Combi-policies are also provided. Here is a list of few well-designed policies of the Company:
1. Family Health Optima Insurance
A Floater based family policy: it is the best one for your family of growing members. Some of the highlights of this policy are:
● Coverage for the whole family at a price that you can afford
● Auto recharge without hidden costs
● You can avail Health checkup benefit for every claim-free year
● Coverage if you are planning for Assisted Reproductive treatment.
● Coverage for newborn from the 16 day
● Grace period provided for renewal
2. Senior Citizens Red Carpet Health Insurance policy
This is a comprehensive policy for individuals above the age of 60 and up to 75 years.
Some details of this policy:
● Provides coverage for pre-existing diseases after the second year
● No pre-medical tests required
● Coverage up to 10 lakhs
● Outpatient consultation facility in a network Hospital
3. Health Insurance for Corporate
Star Health Insurance also gives coverage for corporate employees for seven or more persons. Timely medical assistance, cashless Insurance and Tax benefits can be availed by all employees covered under these policies.
4. Accident Care Individual Insurance policy
Accidents are medical emergencies and entail immediate care and hospitalization. The fatality and the related expenses can be very high. In such cases, Star Health Accident Coverage helps mitigate financial and to some extent emotional situations thus:
● This policy provides cover for temporarily, Permanent disability and death
● 150% of sum insured is offered as compensation for permanent disablement.
● A weekly compensation of Rs.15000/- is provided for 100 weeks
● Discounts, Educational grants, discounts on online purchases are some other benefits on total disablement provided by this policy.
5. Special Policies -
(i) Diabetes Safe Insurance policies
Some features of Health Insurance policy for Diabetics are mentioned below:
● Regular Hospitalization expenses plus expenses due to diabetes and its complications
● Policy covers self and spouse
● Age eligibility 18 to 65 years
● Covers 400+ day care procedures
(ii) Star Cardiac care Insurance Policies
This pioneering policy is for heart patients. Some features are
● Coverage provided after 90 days of issuing the policy
● This policy covers 405-day care procedures
● Two plans in this Category - Gold and Silver
● Hospital cash facility can be availed.
To summarize, user-Friendly Coverage coupled with Customer Care and quick claim settlements are the most favorable reasons to buy Star Health Insurance.
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