Good health is one of the most important aspects of life that enable a reasonable standard of living. It is common for people - and in particular, younger people - to take health for granted. However, opting for health insurance only when you fall sick is not a great idea.
Hundreds of thousands of young people in their twenties and thirties don’t think twice about their health. Working professionals are usually covered by their employer’s health insurance coverage. They also often perceive health insurance to be for the elderly.
This is certainly not the case; in fact, it couldn’t be further from the truth. And Max Bupa Health Insurance Plans are the perfect solution, with six decades of experience in healthcare, serving millions of satisfied customers across the globe.
What’s the big deal about health insurance?
Prevention is always better than cure. It has been proven that people who have health insurance are:
What’s more, medical costs can never be predicted, so it is always better to have a good health insurance plan that covers you when you need it most. Max Bupa Health Insurance has a hospital list across the country, making it easy for its customers to access a doctor or hospital when needed.
You would also do well to start investing in a good health insurance plan when you’re young when your premium is minimal and while you still have good health. This is where Max Bupa Health Insurance Plans come in handy, offering a wide range of plans for every need.
Invest in your health before it’s too late
There are many reasons why you should invest in health insurance, and more importantly, why you should renew it every year. Health insurance isn’t just about having a safety net when one falls ill - it is also about being equipped with broad coverage and additional benefits like medical check-ups, such as those offered by Max Bupa Health Insurance Plans.
You can go a step further by customizing the perfect plan for you and your family, depending on your individual needs. Family histories differ widely, and Max Bupa Health Insurance Plans cover 29 million customers across 190 countries. So what are you waiting for?
Why should you invest in health insurance when you’re young,
because the primary deciding factor for your premium rests on your age - as you get older, health-related risks increase too. Max Bupa Health Insurance Plans offer you a handy premium calculator that allows you to calculate your first premium and project how your premium will increase over time. This will enable you to save accordingly for your annual premium payments.
Overall, it is wise to invest in health insurance when you’re young because you will, without a doubt, benefit from the lowest premium.
Play the waiting game while you’re healthy
Most health insurance plans start with a waiting period - meaning that you have to wait for a certain amount of time before being eligible for maternity benefits, for example, or availing of your health insurance for surgery.
If you start your health insurance plan when you’re young (and less likely to fall ill), you play this waiting game when you don’t need to cash in on your health insurance. A win-win, wouldn’t you say?
In today’s day and age, lifestyle risks are everywhere
From dengue and avian flu to respiratory infections from air pollution, living in today’s day and age is riddled with health risks. No matter how many air and water purifiers we buy, we are still very much at risk every single day, which is why health insurance is best invested in at a young age.
Health insurance isn’t just for the big stuff
Nowadays, health insurance plans cover even minor health issues that require visiting an Outpatient Department, for instance. Trivial health issues can also be paid for with health insurance, ensuring that out of pocket expenses on medical care are reduced to a minimum.
Cash out when the time is right
When you take a health insurance plan early, your chances of accumulating a sizeable bonus are quite high if you don't make any claims. This ensures that you can cash in when you’re older and when your health risks are considerably higher.
Save on taxes when you invest in health insurance at a young age
Max Bupa Health Insurance Plans offer tax exemption to policyholders. Another reason why it’s an absolute no-brainer, to invest in them at a young age.
Instead of spending on another mobile phone or a night out on the town, investing in Max Bupa Health Insurance Plans will go a long way in securing your future.
When you invest in health insurance when you’re young, you have more options available to you. This is precisely because you’re young. So make the most of it and get the right plan for you and your family, while you still can.
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