Worried about choosing the right choice for health insurance investment, here is the right and best opportunity for all the people. It has been adjudged as the best health insurance company of 2017 by CMO Asia, and it is Star Health Insurance.
It always believes that when it comes to health, there must be no compromises and hence always strives to deliver the best to its existing and upcoming customers.
Plans for Family and Individuals:
An array of flexible insurance plans are made available for the customers to choose from.
• Family Health Optima Insurance Plan:
This is a single policy, but its coverage is flexible for the whole family and is quite affordable. It also provides a health check-up benefit for every claim free year. It also acts as a cover for assisted reproductive treatment, newborn baby from the 16th day of birth, expenses of the donor for transplantation of the organ, expenses for domiciliary hospitalization for treatment that exceeds three days and cover for all day care procedures, etc.
Indian citizens aged between 18 to 65 years can avail this offer, beyond 65 years of age, only renewals are available.
• Senior Citizens Red Carpet Health Insurance Policy:
This is a great plan for citizens aged between 60 to 75 years. In this, no pre-insurance medical test is required. Also, covers pre-existing diseases from second year onwards. Insurance up to a higher sum of 10 lakhs can be done here and guaranteed lifetime renewals are available.
Now we shall discuss the advantage for choosing star health insurance for this.
It is faster, hassle-free, direct in-house claim settlement. No third party interference is encouraged. Totally cashless hospitalization with a network of more than 8200+ hospitals across India. Also, facilitates its customers to maintain their personal health history data in electronic format.
• Medi-Classic Individual Insurance Policy:
Here in this policy, health check-up costs up to 5000Rs is issued for every block of 4 claim free years. Also, optical covers like hospital cash and patient care along with 101-day care procedures are covered here. This policy can be taken for any person between 5 months and 65 years of age. But children can be covered along with parents only. This policy can be chosen by HIV positive persons as well, but a valid proof needs to be submitted that CD 4 count is above 350 at the time of entry.
Other Beneficial Plans:
Above discussed ones are a few of the many policies Star Health Insurance provides, let’s have a glance at the remaining policies covered in short.
Star Comprehensive Insurance policy, Star Health Gain Insurance policy, Super surplus insurance policy, Star Unique health insurance policy, Diabetes safe insurance policy, star cardiac care insurance policy, star wedding gift insurance policy, star micro health insurance policy, star net plus, star care insurance policy, star criticare plus insurance policy, star family delite insurance policy, star shri family care insurance policy, star shri individual care insurance policy, medi premier insurance policy etc.
Star Health Insurance runs a policy for customer’s safety and security of their financial deposit. Its main objective is to provide a system for detection, identification, prevention, reporting of a fraud or a suspected fraud and handling of matters pertaining to fraudulent activities. They have an internal audit and inspection department and vigilance department operating in the organizational set-up whose primary responsibility shall be to identify, detect and report insurance frauds.
Categorizing Fraud Areas:
According to the company and its research, fraud might happen in below-mentioned cases and are very strictly monitored to avoid any such happenings before and after the procedures.
• Policy Holder Fraud,
• Hospital Fraud,
• Fraud by Intermediaries and
• Internal Fraud.
All the above categories shall be under strict vigilance and seen that no fraud is committed by any source in any way.
From the above-written article about the Star Health Insurance plans, it is very clearly evident through the policies that the company delivers what it says, and it is absolutely genuine and reliable. In matters of faith and trust, we can definitely go with them as they are the certified and most successful policy deliverers so far.
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